Tax Foreclosure Properties
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1. Office of the Tax Collector
2. Tax Foreclosure Properties
Site navigation
- Office of the Tax Collector
- About Us
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- Delinquent Taxpayer Lists
- Tax Foreclosure Properties
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Office Address
Valerie C. Woodard Center
3205 Freedom Dr., Ste 3000
Charlotte, NC 28208
Mon-Fri 8 a.m. - 5 p.m.
704-336-7600 [email protected]
Tax Foreclosure Properties
Properties with delinquent genuine estate taxes go through tax foreclosure. When a tax foreclosure action is adjudicated, the ownership of the residential or commercial property is transferred from the delinquent taxpayer to a brand-new owner. The new owner is accountable for all future taxes.
Browse for Properties to Acquire
Kania Law Practice
Kania's in depth understanding of statutes and case law connected to taxation has actually allowed it to submit thousands of tax collection actions and effectively conduct over a thousand tax sales.
Ruff, Bond, Cobb, Wade & Bethune.
Ruff, Bond, Cobb, Wade & Bethune, L.L.P. is known for its integrity and commitment to impressive legal service. The firm focuses on civil litigation and commercial realty.
Office of the County Attorney
The Office of the County Attorney offers support to the Office of the Tax Collector for delinquent tax foreclosures. In rem foreclosures are managed in home pursuant to NCGS § 105-375.
View Listings
View a map of upcoming foreclosure sales for an accurate look at where existing residential or commercial properties are located.
Foreclosure Process
The foreclosure procedure makes use of the mortgage style foreclosure pursuant to NCGS § 105-374 or the in rapid eye movement design foreclosure pursuant to NCGS § 105-375. Both styles of foreclosure are conducted by lawyers. It is within the discretion of the tax workplace as to which design of foreclosure will be used. To bid on these residential or commercial properties, get in touch with the lawyer that is designated the specific residential or commercial properties for which you are interested.
Upset Bids
Successful quotes at auction are open for a 10-day duration to enable the submission of upset bids. Upset bids are determined and received by the Special Proceedings Division of the Clerk of Court for each residential or commercial property. In order to file an upset quote, the upset bidder should raise the quote by 5% of the last quote or $750.00 (whichever is greater) and need to provide a deposit in the type of cash/certified funds to the Clerk of Court of 5% of the brand-new bid or $750.00 (whichever is higher). Whenever an upset bid is submitted, a new 10-day duration starts. After all upset quote periods are finished, the highest successful bidder is notified and will need to deliver the balance of the purchase price to complete the sale.
Bankruptcy
Bankruptcy procedures filed by the residential or commercial property owner under federal law can likewise halt tax foreclosure actions. All the taxes, interest, charges, and costs to the date of the insolvency filing must be paid as a priority or protected claim in the bankruptcy proceeding.
Tax Foreclosure Bidder Advisory
All tax foreclosure sales will be totally free from collusion, quote rigging, or any other activity developed to reduce the final rate of the auction. Free and open competition need to exist in bidding at all times. Private people and/or companies taking part in the bidding process should do so individually.
When rivals collude, or participate in bid rigging, they are subject to prosecution by the Antitrust Division of the United States Department of Justice, and/or local prosecution. The appropriate North Carolina statute is G.S. 75-1, the Unfair Trade Practice Act (UTPA). This can be imposed by individuals, by the NC Chief Law Officer or by the regional District Attorney. Civil and criminal charges might be examined for infractions; criminal offenses are felonies.
What happens as soon as an attorney is assigned?
The lawyer begins a title search to figure out all residential or commercial property owners, mortgage holders, judgment and lien holders, and other celebrations having an interest in the residential or commercial property. If no resolution is reached and a mortgage style foreclosure is initiated, a tax foreclosure suit is submitted with the Mecklenburg County Courts. The summons and complaint will be served on each defendant and each party has 1 month to react from the date the documents were served. If an in-rem foreclosure is initiated, interested celebrations will be informed of the tax workplace's intent to docket a judgment. This notice will be made by mail, or by posting the residential or commercial property, or publication, or any other technique as provided by law. After notification is sent of the intent to docket a judgment, if the overdue taxes are not dealt with, the tax workplace will proceed with foreclosure as offered by NCGS § 105-374 or 105-375.
What is the legal impact of a tax foreclosure filing?
All celebrations that have a legal interest in the residential or commercial property will be alerted to the degree supplied by law that their interest in the residential or commercial property will be ended if a tax foreclosure sale of the residential or commercial property is completed. When a tax foreclosure sale is verified, the ownership of the residential or commercial property is moved from the overdue taxpayer to a brand-new owner pursuant to judgment of the Court. The new owner is accountable for all future taxes.
When and where are tax sales carried out?
Sales are arranged on a case-by-case basis. Notices of sale are released in the Mecklenburg Times newspaper once a week for two weeks and posted at the Mecklenburg County Courthouse for at least 20 days.